Dear Timothy Garrison, Pursuant to section 326 of the USA PATRIOT Act, the U.S. Department of the Treasury and the Securities and Exchange Commission require PayPal Funds to obtain, verify, and record the following information for each investor in the PayPal Money Market Fund: - Name - Address - Date of Birth (for individuals) - Tax Identification number (Social Security number for individuals, or employer identification number for businesses) As of February 27, 2005, PayPal will begin collecting date of birth information (for individuals only) for all existing investors in the fund who made their initial investment after October 1, 2003. This is required by Federal regulation, and is in addition to investor information (i.e., name, address and tax identification number), that has been previously collected, verified and stored for all investors in the PayPal Money Market Fund. If you consent to PayPal obtaining, verifying and storing your date of birth information, you do not need to take any action, and you do not need to contact PayPal. If you do not wish for PayPal to obtain, verify, and store your date of birth, you must redeem your investment in the fund and close your PayPal Money Market Fund account no later than February 26, 2005. To do that you must: - Log in to your PayPal account at https://www.paypal.com/ - From the PayPal website, click the "Money Market" link at the bottom of the page - The last sentence on the page reads, "If you wish to close your Money Market Account, please click here." Click the word "here" - Choose "Close Money Market" to close account - You will receive a message that you have closed your Money Market Fund Account successfully If you prefer to furnish PayPal with your date of birth information yourself, you must close your current Money Market account per the instructions above, and then sign up for a new Money Market account. To do that, you must: - Log in to your PayPal account at https://www.paypal.com/ - From the PayPal website, click the "Money Market" link at bottom of the page - From the Money Market page, click on the "Start Earning a Return Today" link at the bottom of the page Sincerely, PayPal

I'm trying to decide if I want to cancel it or succumb to the Patriot Act.

If you have a Paypal Money Market account, you might be a redne... er... terrorist.